Compliance
Viewing keys
Read-only access to a scope and a date range, issued by you, revocable at any time, and able to expire on its own.
Status: pre-launch. Noirpay is being built. This page describes the design as specified in the whitepaper; nothing on it is live on Robinhood Chain yet, and details can change before launch. See What's live today.
A viewing key is how you show someone the inside of your account without handing over the account.
Properties
| Property | Detail |
|---|---|
| Read-only | Can decrypt notes and memos in scope; cannot spend or issue keys |
| Scoped | To an account, a vault, or a category (payroll, card, invoices) |
| Time-boxed | Covers a date range you set, past or ongoing |
| Expiring | Optional expiry after which the key revokes itself |
| Revocable | Revoke at any time; the holder's access ends |
| Issued by you | Only the spending key can issue one. Noirpay holds no master key |
Programmable expiry
Set an expiry and the key auto-revokes. An audit key for a 60-day audit window disappears on day 61 without anyone remembering to revoke it. No key lives forever unless you choose that.
Typical keys
| Holder | Scope | Range | Expiry |
|---|---|---|---|
| Accountant | All vaults | Fiscal year | After filing |
| Auditor | Business vaults | Audit period | End of engagement |
| Lender | Savings vault | Last 6 months | 30 days |
| Spouse or partner | Spending vault | Ongoing | None, revocable |
Tax and accounting export
CSV or PDF, generated locally from a viewing key: transactions, memos, cost basis, dividends. Nothing leaves your machine unless you send the file. An accountant with a key can generate it themselves.
Audit trail
You can see every key you have issued, what it covers, and when it was used. Revoking is one tap.